Cash and Crypto: A Partnership Needed for Global Inclusion

In the financially underserved regions of Africa, South Asia, and Latin America, cash reigns supreme due to sparse banking services, low smartphone usage, and limited digital literacy. Despite digital finance hype, a staggering 1.4 billion people remain unbanked, while crypto adoption languishes below 8%. The tech industry's insistence on digital wallets ignores cash-based economies. Real change requires crypto adaptation to cash realities—like blockchain-linked banknotes and SMS-based transfers—enabling billions to access decentralized finance, marrying the old with the new.